Ready to hear some bad advice? Here are some of the worst claims about insurance that we’ve heard…
- YOU DON’T NEED IT. Actually, you do. Whether you’re talking auto insurance, homeowners, or renters, the money you’d save by avoiding those monthly payments is nothing compared to what you would have to pay out of pocket to deal with the consequences of an accident or disaster. That tiny yearly renters insurance payment could save you tens of thousands of dollars to replace all of your belongings when your apartment catches fire.
- ALWAYS GO WITH THE CHEAPEST QUOTE. That low premium might look pretty enticing, but you’ll wish you had gone with more coverage and a slightly higher payment when you have to pay out of pocket to cover the car accident that you weren’t expecting. Remember, you’re going to get what you pay for!
- LIE TO GET LOWER RATES. Not only is this fraud, but this could result in your policy being terminated and leaving you without insurance coverage. If you are giving information, it might be tempting to bend the truth a little about who might be driving the car or where it is being garaged, but it is always in your best interest to be as truthful as possible. Find an agent who will work with you to get you the best deal without resorting to committing fraud (like us)!
- ALL INSURANCE COMPANIES ARE THE SAME. Incorrect! Like anything else, it is important to do your research and shop around before making a commitment! Read reviews, visit websites, and maybe even talk to a few agents before making your final decision. It is important to find the right company with the right people to take care of your specific needs.
Here at Whedbee, we are ready to help you find the best choices in coverage for your situation. Give us a call to get a quote today!